Job Description

Description

Position Overview:

Benchmark’s core values include Excellence, which means doing things exceptionally well. Our Underwriters uphold this core value reviewing loan applications and supporting documentation to assess financial risk during the mortgage application process.  

Ideal candidates for this position will be experienced in underwriting conventional, FHA, VA, and USDA loans, highly detail-oriented with data analysis skills, and excellent communication skills.  

Essential Functions of the Role:

• Review loan applications and supporting documentation for conventional, FHA, VA, and USDA loans to evaluate whether the loan should be approved/denied.
• Communicate with loan originators and processors regarding loan status, approvals, suspensions, denials, and conditions.
• Maintain a pipeline of loans adhering to posted service level agreements.
• Remain current on loan program requirements and company policies and review documents for compliance.
• Other duties as assigned.

Essential Knowledge/Skills/Abilities:

• Knowledge of regulatory requirements (RESPA, TILA, etc.)
• Highly detail-oriented
• Excellent written and verbal communication skills
• Excellent organizational skills
• Ability to work across organizational boundaries
• Strong decision-making skills
• Advanced problem-solving capabilities
• Strong critical thinking skills

Experience Requirements:

• Three years mortgage underwriting experience required.
• Two years of underwriting FHA and VA loans required.
• National bond program experience preferred.

Education/Licensing Requirements:

• High school diploma or equivalent required. Some college preferred.

Working Conditions:

• Fast-paced environment.
• Requires normal vision (corrected) both close and distant.
• Requires normal hearing levels (corrected).
• Requires working at a desk to use a phone and computer for extended periods of time.
• Requires sitting, bending.
• Works effectively with frequent interruptions.
• Lifting requirements of 10 lbs. occasionally.
• Minimal travel <5%.

Compensation range:  $85,000 - $95,000

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